:root{
  --navy:#0B1530; --hex:#1B2A5E; --blue:#4C8DFF; --blue-ink:#1F5EFF; --cyan:#3FD0E0; --violet:#8B6CFF;
  --ink:#0B1530; --muted:#4A5575; --line:#E3E8F2; --bg:#FFFFFF; --soft:#F5F7FB;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{font-family:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
h1,h2,h3,.brand{font-family:"Space Grotesk",system-ui,sans-serif;font-weight:700;line-height:1.15;letter-spacing:-0.01em}
a{color:var(--blue-ink)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* header */
header{background:var(--navy);color:#fff}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:flex-end;color:#fff;text-decoration:none;font-size:26px}
.brand img{width:40px;height:40px;margin-right:-9px;margin-bottom:-3px}
.bar nav a{color:#C9D3F0;text-decoration:none;font-size:15px;margin-left:24px}
.bar nav a:hover{color:#fff}

/* hero */
.hero{background:var(--navy);color:#fff;padding:72px 0 96px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-160px;top:-120px;width:520px;height:520px;border-radius:50%;
  background:radial-gradient(circle,rgba(76,141,255,.28),rgba(63,208,224,.08) 55%,transparent 70%)}
.eyebrow{display:inline-block;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--cyan);font-weight:600;margin-bottom:18px}
.hero h1{font-size:clamp(38px,6vw,64px);max-width:760px}
.hero h1 span{white-space:nowrap;background:linear-gradient(90deg,var(--blue),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p{font-size:19px;color:#C9D3F0;max-width:620px;margin-top:22px}
.cta{display:inline-block;margin-top:32px;background:var(--blue);color:#fff;text-decoration:none;font-weight:600;padding:14px 26px;border-radius:10px}
.cta:hover{background:#3A7BF0}
.rule{height:3px;background:linear-gradient(90deg,var(--blue),var(--cyan))}

/* sections */
section{padding:80px 0}
section.alt{background:var(--soft)}
.kicker{color:var(--blue-ink);font-size:13px;letter-spacing:.12em;text-transform:uppercase;font-weight:600}
section h2{font-size:clamp(28px,4vw,40px);margin-top:8px;max-width:720px}
.lead{color:var(--muted);font-size:18px;max-width:680px;margin-top:14px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.card .dot{width:10px;height:10px;border-radius:50%;background:var(--cyan);margin-bottom:16px}
.card h3{font-size:20px}
.card p{color:var(--muted);margin-top:8px;font-size:16px}
.note{margin-top:28px;font-size:15px;color:var(--muted)}

.contact{display:flex;gap:40px;flex-wrap:wrap;margin-top:32px}
.contact div{min-width:220px}
.contact .label{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600}
.contact a{font-size:19px;font-weight:600;text-decoration:none}

/* legal pages */
.legal{padding:56px 0 80px}
.legal .wrap{max-width:780px}
.legal h1{font-size:clamp(32px,5vw,44px)}
.legal .updated{color:var(--muted);margin-top:8px}
.legal h2{font-size:22px;margin-top:36px}
.legal p,.legal li{margin-top:12px;color:#243056}
.legal ul{padding-left:22px}
.legal strong{color:var(--ink)}

/* footer */
footer{background:var(--navy);color:#9FAACB;font-size:14px;padding:32px 0}
footer .row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
footer a{color:#C9D3F0;text-decoration:none;margin-left:18px}
footer a:first-child{margin-left:0}

@media (max-width:760px){
  .grid{grid-template-columns:1fr}
  .bar nav a{margin-left:14px;font-size:14px}
  .bar nav a.hide-sm{display:none}
  .hero{padding:52px 0 72px}
  section{padding:60px 0}
}